FoneTAG

FoneTAG is an offline payment solution that enables customers to make merchant payments by presenting NFC tag or a CPQR code (customer presented QR code) from mobile banking app even in areas with limited or no internet connectivity.

To enable offline payments,

1. Go to Home Page or “Accounts” Page and Tap in “Offline Payments”
2. Select your preferred Linked Bank Account
3. Tap on “Activate”
4. Enter the OTP you have received in your phone
5. Offline Payment is now enabled.

With NFC tag, you can make offline payments at various NFC enabled Merchant Terminals with just one TAP. This feature requires enabling NFC and Contactless Payments in your phone. Look out for NFC symbols at the terminals.

Customer Presented QR is an alternative to NFC and an option for offline payments, if your phone does not support NFC and Contactless Payments. You can show this QR to Merchants, who can scan and receive payments on your behalf.

Since it is a new technology, only selected merchants accept Offline Payments. Look out for NFC Symbols or ask the cashier to know the availability of Offline Payments from Fonepay App.