Fonepay Credit Card

Fonepay Credit Card is a fully functional digital/virtual card solution which empowers card holders with unparalleled convenience, flexibility, and control over their credit card functionality. This card allows users to scan and pay at any Fonepay QR merchant across the country.

Eligible or pre-approved users can apply directly through your bank’s mobile banking application. Simply log in the app, tap Fonepay Credit Card banner on the homepage, and follow the application steps.

Eligibility for the Fonepay Credit Card depends on the issuing bank’s policies and credit evaluation process. In general, some of the common criteria may include:

• Being an existing customer of the issuing bank
• Stable income source or payroll account with the bank
• Satisfactory credit history and transaction record
• Maintaining a fixed deposit or loan relationship with the bank

We recommend checking with your respective bank for the exact eligibility requirements.

No. The Fonepay Credit Card is 100% digital. You can apply, receive, and use the card directly from your mobile banking application.

Fonepay Credit Card banner is visible to eligible/pre-approved users who meet the bank’s eligibility criteria. If you don’t see the banner, please contact your bank to request the card.

• Any Fonepay QR merchant nationwide
• Online payments (e-commerce websites, apps, services)